So, after a few months of deliberations, poking around online, looking on various websites, and reading how-tos on how to buy a house, I think I may be ready to take the plunge. I've a mediocre credit score, but enough cash to make a substantial down-payment on a place. I'm still planning on looking near Indianapolis, IN; even given some of the recent issues I've had with furs in the area, moving up there would put me far closer to a lot of other people I'd want to visit; I'd be within half a day's drive of numerous major cities.
The first major hurdle to overcome, of course, is convincing work to let me take the time off. Somehow, at this point, that seems like the hardest thing to do. Once I have some time (hopefully a week), I just need to make the pilgrimage and start digging around. It's going to be a whirlwind trip, to be sure: I'll be talking to banks, real estate agents, homeowners, and probably more. It's going to be under some serious time pressure as well, as I may only get one shot to get this taken care of before that first-time homeowner tax credit expires. If it comes down to the wire I may make a few other negotiations with work, but I'm really hoping it doesn't end up as something like that.
If anyone in the midwest has some advice, or wants to see me while I'm in that part of the country, feel free to comment here.
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